Always Have Enough

How to Build Wealth When You Don't Come from Money—Featuring a 6-Week Kickstart Plan

Contributors

By Maria Melchor

Formats and Prices

On Sale
Sep 1, 2026
Publisher
Hachette Audio
ISBN-13
9781668653630

Price

$24.99

Format

Master your finances in six weeks with a money system designed to reflect your values and ambitions—no matter what your starting point.

If you didn’t grow up with money or advice on how to manage it, this guide will walk you through key steps to building generational wealth with clarity and confidence. You can master your money in just six weeks, and set in motion a financial life that reflects the personal, family, and cultural values that shape how you define success. Drawing on her own experiences and years of guiding thousands of members of her FirstGenLiving community, personal finance expert Maria Melchor shares her Always Have Enough (AHEM) System, teaching you how to build a simple and powerful financial system and create a future that supports both you and the people you love.
 
With the step-by-step advice in Always Have Enough, you will learn how to:
 

  • Break free from scarcity mindset to save and spend more wisely      
  • Strike a healthy balance between honoring your roots and pursuing your ambitions
  • Make your debt disappear (hint: anything’s faster than ignoring it)
  • Choose the right bank accounts, credit cards, and investments for your goals      
  • Enjoy the present while building for the future

You’ll find real-life stories, “homework” to help you put each lesson into practice, and new ways to manage, save, and spend money that reflect both your ambitions and your values. Most importantly, you’ll discover that with the right mindset, plans, and tools, you can build real financial security, support the people you love and create a life where you truly always have enough.

  • “[A] personal finance book for today’s economy… written for young professionals who are the first in their family to build wealth.”
    Publishers Weekly

Maria Melchor

About the Author

Maria Melchor is the personal finance expert and content creator behind FirstGenLiving, LLC, which provides personal finance education tailored to the experience of first-generation immigrants, students, and professionals in the United States through coaching and workshops for private clients and free social media content. Melchor was born in Mexico and immigrated to America as a child. She previously worked in legal aid advocating for the welfare of the most disadvantaged New Yorkers and became a proud member of 1199SEIU, one of the largest unions in America

Learn more about this author